Communications

Communications Credit Risk Assessment

Credit Risk Assessment

Risk assessment that channels you to new opportunities.

You have a responsibility to maintain certain risk thresholds. But your credit risk assessment tools could sabotage good sales opportunities with current and prospective customers if information is incomplete.

But let's imagine you do have the data you need to quickly and confidently assess the risk and buying power of consumers and businesses. You could use that information to better segment invitations to apply. And design pre-screened offers that speak directly to each individual at the right moment.

This is the power of LexisNexis credit risk assessment solutions. Where the traditional credit footprint can be limited, we go beyond that to tap into robust alternative data from 13,000 sources — including educational records, criminal history, utility bills, home homeownership and more. This extra insight facilitates better credit decisions and makes it easy to present the right offer to new or growing customers, no matter what purchasing channel they choose.

LexisNexis credit risk assessment helps you:

  • Connect with more of the estimated 65 million consumers who are unbanked/underbanked and represent $200 billion in buying power. Many of these are Millennials —  63% of whom don’t yet have a credit card
  • Automate scoring and decisioning processes for improved efficiency
  • Set pricing or deposit requirements based on risk profiles
  • Identify good candidates for upsell/cross-sell promotions for optimal profitability

RiskView™
Assess consumer creditworthiness and risk potential

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